Fennic · Cash forecasting for Gulf SMEs
Many small firms in the Gulf plan cash in a spreadsheet.
A spreadsheet only knows what someone remembered to type.
Fennic reads your ledger and shows the next 13 weeks of cash.
13-week cash forecast
Sample data
Week 7 falls below the minimum balance you set. The dashed line marks it; the dark bars are the weeks under it.
Every number here carries its date and its source.
Investors check figures. So each one sits beside the date it was true and where it came from. Keep a slot empty until you have a number you can stand behind.
2025
Founded in Dubai
Source: trade licence · Sample
7
People on the team
As of Oct 2026 · Source: payroll · Sample
12
Firms in the pilot
As of Oct 2026 · Source: pilot agreements · Sample
Pre-seed
Funding stage
As of Oct 2026 · Source: cap table · Sample
Three steps. Nothing new to learn.
01
Connect your ledger
Link your accounting software or upload a CSV export. Fennic reads invoices, bills and bank lines.
02
Add what you already know
Rent, salaries and VAT dates go in once. Fennic repeats them on their schedule.
03
Read the next 13 weeks
See what comes in, what goes out, and the week your balance dips below the minimum you set.
The questions an investor asks first.
Who is it for?
Owners and finance leads at Gulf firms with 10 to 200 staff, who pay suppliers before their customers pay them.
Why now?
E-invoicing and corporate tax have pushed more firms onto cloud ledgers, so the data a forecast needs already exists.
What does it do that a spreadsheet cannot?
It updates itself from the ledger every day, and it shows the week a shortfall starts, not the month it is noticed.
What will the money pay for?
Two engineers and one person to onboard pilot firms, for eighteen months. The investor deck has the breakdown.
From the journal
All posts
Guides
What a 13-week forecast is, and why banks ask for one
Thirteen weeks is one quarter, counted week by week. It is short enough to be accurate and long enough to act on.
Guides
Corporate tax and your cash calendar
Tax is a known payment on a known date. It belongs in the forecast the day you know it, not the week it is due.
Company
Why we print the date beside every number
A figure without a date is a guess. Here is the rule we use on our own site, and why investors notice it.
Test the premise on your own numbers.
Send us a ledger export. We will send back your first 13-week forecast, and you decide if it was worth it.